What is Sincere?

Sincere is a FDIC-insured checking account and cash back debit card. You earn points, redeemable for cash back, when you shop at pet merchants (in-store or online) everywhere Mastercard® is accepted.

The Sincere debit card is linked to a Sincere checking account. So you are spending your money. The checking account may be funded via direct deposits or transfers from another bank or vendor.