Sincere has no minimum balance or monthly fees. We don’t believe in hidden fees to ensure our members have full visibility.
|Fee Description||Fee Amount|
|Account Maintenance (monthly fee)||$0|
|ATM Cash Withdrawal||$1.00 (per withdrawal). ATM operator may charge additional fees*|
|Physical Card (new and replacement)||$5.00 one-time for each card shipped|
|Physical Card (replacing expired card)||$0|
*ATM operator may charge a fee for any transaction, including a balance inquiry, even if you do not complete a withdrawal. This ATM fee is a third party fee amount assessed by the individual ATM operator only and is not assessed by Sincere.
**External Bank may charge a fee. This fee is not assessed by Sincere.